If you are 55 or older, (or a younger person with an “old soul”) we invite you to be a part of Connection Point – 55 Plus. This is a fun-loving group of active adults who are young at heart, full of experience, and have a passion to live for Jesus. This group meets at various times throughout the year for fun, fellowship, and community service.
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5 Questions about Retirement
Q1: What makes a good retirement?
A: A good retirement has many features, but there is one you cannot afford to overlook. Many working people decry the lack of it and long for it. Younger people are looking for
Q2: What are your priorities?
A: Achieving balance first requires a careful assessment of your priorities. For Christians, that is easy for their first priority should be to
With your ultimate and penultimate goals understood, you must think of lesser but still essential priorities. These will be personal for no two people will have the same. For myself there are three big ones:
- Having a financial plan to allow me to care for my needs through my expected life span. Remember the parable of the ten young women where Jesus criticized the five who were not sufficiently prepared to provide for themselves till the bridegroom arrived. One of our priorities must be to prudently manage the monies God has given us to provide for our expected needs.
- If you are blessed with a family, they must be a priority. Time with children and grandchildren is a gift perhaps you alone can give. You can teach them about God and what it means to live by faith. This will bring glory to God and be a part of the legacy you leave when God calls you home.
- Maintain your health. It is sad to see a retirement, which could otherwise bring much glory to God, compromised by potentially avoidable ill health. Close to retirement have a health assessment. Start with a physical through your physician’s office. Then get to a gym and consult with a trainer to see in what ways you need to get in shape, how to do it, and how to maintain it.
Knowing your priorities is the next step to a good retirement. Read more hidden text
Q3: When should you retire?
A: The next step toward a successful retirement is to retire at the right time. Having a fixed retirement age, such as sixty-five, does not make a lot of sense, though at times it is forced on you by your employer. Other considerations may compel you to
There are several reasons to retire at a younger age. Chief of these is to have more years to spend invested in activities that are more in line with your priorities. Another reason to retire earlier is feeling tired or burned out, having lost your enthusiasm for work. If that is the case, the quality of your performance has deteriorated and it is time to make a change.
But there are good reasons to continue to work longer. Recall how God gave our first parents work to do before they sinned. Work is what we were designed for. Further, many have found retirement disappointing. A surprising number of those who retired before age 65 returned to some type of work either out of boredom or a desire to be involved in something more meaningful. A third reason is that you may be at the top of your game in terms of ability and salary. This provides the chance to influence the lives of colleagues and younger folk and be more generous. God has provided those opportunities and you need to steward them well. Finally, work provides clearly defined activities each day, it keeps you from wasting time, and prevents boredom. Life without work can be a difficult adjustment, so it may be best to continue on the job. Read more hidden text
Q4: How do you prioritize retirement goals and keep them in balance?
A: Now that you have retired, it is time to seize your new freedom and balance your priorities. During working years you have typically
It may be tempting, but do not allow this interlude of reflection and redirection to turn into a permanent vacation. Soon you must get back to regular productive service. Life in retirement is too short—it will be over before you know it—and you will stand before your Savior to give account for how you used the years he gave you. But, now that you get back into something more productive, you are free to live according to your own priorities and assure they are in the right balance. If you fail to do so, it will be your own fault. That leads to the final question. Read more hidden text
Q5: What should you do each day in retirement?
A: Let’s be honest, you will not be able to fulfill all of your priorities and maintain a full-time job. But, thankfully, you will not need to maximize your income (if you need any at all). That should be very freeing. You are free to choose
On the other hand, God may lead you to do something totally unrelated to your prior work. He may open the door for you to do something with your spouse or develop an interest that you have had for years but were unable to pursue. It may be a volunteer position or paid employment. Volunteering may give you more freedom, but a salary forces you to a higher level of commitment. You may need that discipline. Either way, it helps to do something consistently and not just on the spur of the moment.
Remember that retirement presents a new freedom to live your life according to your God-given priorities. Approach it intentionally to assure you glorify God by balancing your love for God and your love for neighbor. Happy retirement! Read more hidden text
John Dunlop, MD is the author of Wellness for the Glory of God: Living Well after 40 with Joy and Contentment in All of Life.
CP 55 Plus Leader